With all the competition between insurance companies and so many malpractice companies to choose from in California, it is extremely important to have an experienced agent on your side. Desert Mountain Insurance has been specializing in the malpractice and professional liability insurance industry for dentists for over 20 years! As your insurance agency, Desert Mountain Insurance can provide dental malpractice insurance to California dentists practicing in all specialties, such as:
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We partner with many major nationwide dental professional liability insurance carriers. We will not only shop for the best rates in California, but we will also evaluate California professional liability insurance coverage needs, and provide objective guidance to our clients so they may select the professional liability carrier, professional liability policy and insurance protection that best meets their specific needs.
The typical policy in California will provide coverage for damages and defense in connection with covered claims. A California dental malpractice insurance policy can be written on a claims-made or occurrence basis. Some of the coverages available include:
Professional liability insurance is important because it protects you from financial loss in the event of a malpractice lawsuit. Dental malpractice settlements and judgements in California can be for hundreds of thousands of dollars. For most people, recovering from a financial blow of this magnitude without insurance would be devastating.
Dental malpractice claims make assertions about the quality of your work. It’s important to realize that many claims (sometimes referred to as “frivolous claims”) have absolutely nothing to do with your work. You don’t actually have to make a mistake or violate a standard of care in order to be sued for malpractice. That being said, it’s important to be aware of the common malpractice claims made against dentists. These include:
Every dental malpractice insurance policy is different, therefore, it is important for California dentists to review the coverages provided and policy exclusions prior to selecting an insurance company. Your best resource for California dental malpractice insurance is a knowledgeable agent, who does not charge you fees to provide great service. Contact Desert Mountain Insurance at (480) 348-2200 with questions regarding insurance protection for your practice!